The Dating Diaries- My Online Dating Profile

Dating Profile

For those of you who have not read my first blog entry in this series, I have entered the world of online dating in the hopes of meeting someone to start a relationship with.  I guess its sort of my New Year’s resolution this year to be more out going and social to try to meet that special someone and I’ve decided to share this journey of ups and downs with the Bensalem Comfort community.

I have created profiles on Plenty of Fish (POF, a free dating site) and Match.com.  Today I would like to share my profile information with you so that you can learn a little bit more about me and what I’m looking for in a guy.  Please feel free to leave comments about my profile information if you feel there is something wrong with it that may be deterring potential matches from contacting me or responding to my messages.  My screen name on both websites is Nutmeg24 if you would like to check out my actual profile pages or show them to any cute single guys you might know. Ha!
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The Dating Diaries

Online Dating

The world of dating has changed drastically over the last decade or so.  Young people today are very  focused on themselves instead of forming relationships with others.  This is not necessarily a bad thing, as we all have to figure out who we are and what makes us happy before we can fully share our lives with someone else.  But this phase of a young person’s life is taking longer to establish these days due to the poor economy with its lack of job opportunities.  This has lead to many young college grads being unemployed and still living with their parents instead of venturing out and beginning an independent lifestyle.  Living this way, it’s almost impossible to imagine bringing another person (let alone possibly starting a family) into your life.  Young people are often so busy with other things that dating ends up on the back burner.  In addition, technology has taken over our lives and dating is no exception to this. With texting, e-mail and instant messaging, face to face contact with another human being in a social setting rarely happens anymore. The culmination of all these factors has lead to an explosion in the number of people who are venturing into the world of online dating.  Sadly, I am one of these people.
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Federal Government Announces FUTA Credit Reduction States for 2013

BC fed goverment taxes picThe federal government has recently announced that employers in 14 states will face increased FUTA taxes in 2013.  The tax increase for these states is a result of outstanding loans of more than two years with the federal government to pay state unemployment benefits. This tax increase (called a “Credit Reduction”) will result in additional FUTA tax for employees working in each effected state.  The total FUTA Credit Reduction/Rate Increase for 2013 will range between 0.6% to 1.2%, depending on the number of years these loans have been outstanding.  As an example, the state of CA currently has an outstanding loan balance of $9.2 Billion.  This tax increase is used, in part, to retire this outstanding debt.

 

The states impacted along with the rate increases are listed below:

 0.6% Rate Increase

DE

 0.9% Rate Increase

AR, CA, CT, GA, KY, MO, NY, NC, OH, RI, WI

 1.2% Rate Increase

IN, VI

 

For employers operating in DE, the 0.6% credit reduction may increaseyour FUTA tax by as much as $42/employee.  For employers in a state with a .9% credit reduction,  the FUTA tax can increase by $63/employee.  The 1.2% credit reduction can increase taxes by $84/employee.    Remember that the increase in FUTA only relates to the first $7,000 in wages paid to employees in the states impacted.  FUTA taxes for employees working in other states will not be effected.

 

As year-end tax reports become available, Streamline Payroll will review FUTA tax returns for all client’s with employees located in the states subject to this tax increase.  Refer to your 4th Qtr 2013 Tax Package for the additional amount of FUTA taxes due.  It will be shown on the Reconciliation Recap report, beginning on page 3.  Also, Form 940 page 3 will show the detailed breakdown of wages and additional taxes for each state.  The additional FUTA taxes will be paid with the 4th Qtr FUTA payment on January 31st, 2014.

 If you have any questions, please do not hesitate to contact our office.  We will be happy to  answer any questions you have regarding this issue.

 Streamline Payroll, LLC

267 557 3600

www.streamlinepayroll.net

Paleo Banana Bread

Paleo Banana Bread

Last weekend, I was invited to a holiday party at CrossFit Headway, a local CrossFit gym that I belong to. The invitation stated that the party was a potluck hors d’oeuvres party and that all guests were encouraged to make dishes that followed the Paleo diet. For those of you who are not familiar with the Paleo diet, it is a diet free of grains, dairy, gluten, soy, and legumes. You might be thinking to yourself, “How can I possibly enjoy delicious foods, especially holiday treats, if I’m following such a limiting diet?” The truth is, the Paleo diet isn’t limiting what you can eat at all. You simply need to re-think the ingredients you use and you can almost always modify your favorite dishes to be Paleo friendly.
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How clean is your heater?

We are all in the trenches right now as the holiday’s bear down on us like a freight train that’s behind schedule. And since the fall season was extremely mild, this past flurry of storms, snow and freezing temperatures has my heater working some overtime hours. With that, it prompted me to check the filters and schedule a cleaning.  Bill Eberhardt from ECI, sums it all up and puts it into some cool perspective in his blog.  Check it out here…  http://ecicomfort.com/is-it-really-necessary-to-have-your-heater-cleaned-annually/